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Shelter Insurance

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Shelter Insurance, based in Columbia, MO, is noted for offering Missouri’s lowest-cost motorcycle insurance—about $4/month for minimum liability and around $30/month for full coverage. They support scooters and custom bikes, offer coverage options such as collision and comprehensive with adjustable deductibles, and are highly accessible in Missouri via local independent agents.

Minimum liability coverage as low as ~$4/month

Full coverage averages ~$30/month in MO

Optional collision and comprehensive with deductible choice

Covers scooters and customized bikes

Available through local independent agents statewide

Missouri, United States

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